When the new First Lady of Second Creek, Gaylie Girl Dunbar, approaches her new husband, Mayor Hale Dunbar, former owner of the local Piggly Wiggly market, with a civic project involving Christmas caroling around the historic town square, all the local church choirs quickly sign up for the big event.

But when an electrical fire devastates the square's beautiful old buildings just a week before Christmas, everything is thrown into chaos. It falls to the town's indefatigable army of matrons--the Nitwitts--to find a way to revive the holiday spirit and raise money to rebuild. It will take a miracle...but it's Christmas in Second Creek, where everyday miracles are a way of life.