The baronet of Kellynch Hall, Sir Walter Elliot, lives with his daughters Elizabeth and Anne. Elizabeth, the eldest daughter, has overseen the affairs of Kellynch Hall since her mother's death thirteen years ago. Sir Walter feels closest to Elizabeth, who shares his values and good looks. Anne's opinion is valued very little. As for the youngest daughter Mary, she lives with the Musgroves - her husband Charles' family - at Uppercross. After Lady Elliot's death, the Elliots have accumulated debt steadily. At the novel's opening, the debt has reached a point that requires the Elliots to reform their lifestyle thoroughly. Two family friends, Mr. Shepherd and Lady Russell, are called in for advice. After some discussion and negotiations, it is decided that the Elliots will let Kellynch Hall to Admiral Croft and move to a smaller place in Bath.
